Private Healthcare for Dubai Residents

International health insurance for expats, families, international citizens, remote workers & frequent travellers.
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Life Insurance For Dubai Residents

International life insurance for expats, families, international citizens, remote workers & frequent travellers.
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Income Protection for Dubai Residents

International income protection for expats, families, international citizens, remote workers & frequent travellers.
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International employee benefits for SMEs, large corporations, overseas branches & startups.
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International Health Insurance

Are you moving or living abroad?

Our international health insurance plans help protect individuals, professionals, and families as they move abroad. Choose the international expat healthcare, life and income protection cover that’s perfect for you from our range plans and optional enhancements that you can take with you as you move, renewing easily each year.

  • Personalised support
  • Fair prices
  • Transparent plans

What is international health insurance?

International health insurance gives you access to private healthcare around the world. While most domestic health plans only cover you in one country, international plans cover you in multiple (or even all) countries. They’re great for people who live and work abroad, or who spend lots of time travelling. Some international health insurance plans also include emergency medical evacuation so you can access urgent treatment even if it's not available in your location.

Access to top hospitals & doctors in Dubai

Whether you need primary care or complex surgery, you’ll have access to the best hospitals & doctors in Dubai.

Tough on cancer,
strong on support

Our health plans cover the latest cancer care and treatments,
including genome testing and post-diagnosis counselling. We’re here for you when it matters most.

Cover for mental health

Living & working away from your support network can be tough, so our plans cover your
mental health consultations & treatment.

How does international health insurance work?

Needing medical treatment at home can be stressful—let alone when you need it in a foreign country, with unfamiliar hospitals and doctors. Global health insurance helps to minimise any worry or complications. With our policies, which are designed specifically for expats, you’ll generally have access to private hospitals and clinics in and around Dubai, with doctors who speak good English.

Cost-effective plans

International health insurance for people who simply want cover for serious conditions and major healthcare costs.

Comprehensive plans

Health insurance for people who want cover for a wider range of healthcare, including routine childbirth, mental health treatment, and chronic conditions.

Plans for Individuals

Plans designed for professionals, remote workers, students, frequent travellers and people on work assignments.

Plans for Families

Plans for families with children aged under 18, and those planning a family in the future.

Plans for Businesses

Plans for start-ups and businesses with remote workers or expat employees.

Insurance jargon explained

Buying health insurance can be confusing. There are lots of providers and health plans out there, each with different benefits, different perks – and different insurance jargon. To make things worse, healthcare experiences vary across the world; what works in one country won’t necessarily work in others! We want you to make informed decisions about your healthcare. That’s why we’re committed to being upfront and transparent about our health plans, what you’re covered for, and how we calculate your premium.

It depends on the policy you buy and the insurance provider you buy it from. Most international health insurance includes cover for medical treatment you receive when you’re admitted to hospital, plus cover for serious issues such as cancer and mental health. Other international health insurance includes cover for everyday visits to your doctor or pharmacy. Generally speaking, plans with higher levels of cover will come at a higher cost.

International health insurance is generally more expensive than local health insurance. Local health insurance only gives you cover in a single country, but with international health insurance you have cover in multiple countries and cover for emergency medical evacuation if you need treatment that isn’t available where you are. How much you pay depends on your circumstances.

You can choose between individual health insurance, family or business health insurance plans. All plans include international cover, generous benefits for hospital costs, cancer treatment, and emergency medical evacuation.

International health insurance and travel insurance are designed for different purposes. Travel insurance protects you and your possessions while you’re travelling abroad, and there may be some limited cover for emergency medical treatment. International health insurance covers you for medical treatment you receive while you’re at home and abroad, and not just for emergency treatment.

Pre-existing medical conditions are conditions that exist before the proposed start date of your plan.

All our plans include cover for emergency in-patient dental treatment. We also have options for routine dental care on our Silver and Gold plans.

International health insurance may be suitable for expats living and working abroad or people needing cover for private healthcare in multiple countries. We provide cover for expat families and individuals, international citizens, remote workers, frequent travellers, start-up companies, global businesses, governmental organisations, and non-governmental organisations.

The right excess for you depends on your needs. We see the excess as a partnership between you and us. A higher excess helps us reduce our spending on medical treatment, and we pass on savings to your premium. So—as a rule of thumb, a higher excess means a lower premium.

There are quite a few things worth checking. First, you might want to check the insurance company behind the plan. People generally prefer a reputable insurance company with a good financial strength rating. The insurer of our plans is Dubai Insurance Company, one of the oldest and most respected insurance companies in the UAE. Secondly, you might want to check the geographical limits of your cover. Will you be covered for private healthcare when you travel home? Will you be covered when you travel for holidays? Thirdly, you should check whether the cover the health plan offers meets your needs and circumstances.

With direct billing we have an arrangement with hospitals and clinics where we pay for medical treatment directly. This means you won’t be out of pocket for your treatment costs. It comes as standard on all our health plans.

Local healthcare systems vary, and you may find that medical treatment you need urgently is not available locally. In these cases, we’ll evacuate you by land, sea or air to the nearest suitable location.

We’ll evacuate you for life-threatening or limb-threatening conditions, and there’s also an option for evacuations for cancer treatment and advanced diagnostic tests.

Once we have your completed digital application form, it usually takes 2 days to get your plan started.

Our dedicated onboarding team is on hand to help you choose the right plan and guide you through the medical questionnaire.

Even if you have health insurance in your home country it’s unlikely that it covers you for medical treatment abroad. If you want access to private healthcare with English-speaking doctors, you’ll need some form of international health insurance. You’ll find that some travel insurance plans include some temporary cover for medical treatment. Our plans include cover for serious conditions such as cancer and heart disease, childbirth, and emergency medical evacuation.

We can provide plans to people of all nationalities in most countries around the world . You must be under age 70 when your plan starts, and you must be living or working in a country different from your country of nationality.

While you must be under age 70 when your plan starts, you can renew your plan for as long as you need it. Once your plan has started, we won’t ask you to answer medical questions each year – even if your health deteriorates.

Once your plan has started, we won’t ask you to answer medical questions each year —even if your health deteriorates.

If you want to keep your health insurance cover, you must renew your plan each year. Renewing your plan is straightforward, and it usually happens automatically.

Perks of being a
member with Global Plans

Transparency matters to us

Insurance is about trust, so we believe in being fair and open. This belief informs our idea of healthcare as a partnership between our members and us. That’s why we’re completely upfront with our health plans, and we want you to understand precisely what you’re buying.

We’re committed to fairness

Healthcare is expensive, and – sadly – costs are on the up. We do everything possible to spread this inflation fairly. We calculate premiums with a long- term, sustainable pricing model. And you can tailor your plan to help reduce your premium without compromising your cover.

We believe in people

Some insurers rely on AI and Big Data to do their work for them. We think differently. Healthcare is a highly personal experience, so it deserves a personal service. We’re a team of real people, at the end of a phone call when you really need us. We don’t hide behind bot webchats.

Ready to see prices? Contact us today!